Had a similar close call with my Civic—almost overlooked the "commute vs. pleasure" usage clause. Turns out my weekend side-gig deliveries could've invalidated the policy. Illinois insurers really do seem picky about defining "regular use," so always worth a second glance.
Good catch on the side-gig thing—Illinois insurers can be sticklers about that stuff. A few years back, I had a similar issue when I started occasionally driving coworkers to meetings. Turns out even occasional business use can trip you up if it's not listed. Learned the hard way to always double-check those fine-print clauses... Insurance companies love their loopholes, don't they?
Had a similar run-in myself. A while back, I started dropping off some packages for my boss on my way home—nothing major, just a quick stop here and there. Didn't think twice about it until a coworker mentioned insurance might see that as "business use." Called up my agent, and sure enough, they said even minor errands could technically count. Crazy how something so small can complicate things... gotta love those sneaky fine-print details.
Yeah, insurance companies can be surprisingly strict about that stuff. I remember checking mine before a cross-country road trip—turns out even occasional ridesharing or deliveries can void coverage. Definitely pays to double-check those details beforehand... better safe than sorry.
Haha, tell me about it... I found out the hard way after a minor fender-bender doing pizza deliveries. Insurance was like "nope, you're on your own." Lesson learned—always read the fine print.
