Just moved to Illinois a few months back and had my first minor fender bender last week. Nothing serious, thankfully, but dealing with insurance has been kinda confusing. I'm used to a no-fault system from when I lived in Michigan, where things seemed simpler. But here in Illinois, it's all about determining who's at fault, and honestly it's been a bit of a headache figuring everything out. Has anyone else found Illinois' insurance system tricky compared to other states?
"But here in Illinois, it's all about determining who's at fault, and honestly it's been a bit of a headache figuring everything out."
Yeah, Illinois insurance can feel like playing detective sometimes... had a similar fender bender last year, and sorting out fault was like solving a mini crime scene. Miss the simplicity of no-fault states!
Had a similar experience a couple years back—felt like I was reenacting CSI just to prove I wasn't at fault. Makes me wonder if the system actually encourages safer driving or just more creative storytelling...
Totally relate to the CSI analogy, had my own mini-drama chasing down security footage once. Makes me wonder—does all this hassle actually improve how people drive, or just sharpen our detective skills?
Had a similar experience when I moved here from Indiana. It felt like a whole investigation just to prove the other driver was at fault, and it took forever to get sorted out. I get why they do it, but honestly, it feels more like a hassle than anything else. Not sure it's making anyone drive better either—just makes me double-check I've got my dash cam running every time I hit the road now.
