Good points about shopping around—sometimes that's the best route, especially after something like a DUI. I've seen clients manage to find decent rates eventually, but it usually takes patience and persistence. One thing I'd caution about, though, is jumping too quickly to the cheapest option. Some insurers might offer attractive rates upfront but could have stricter terms or less forgiving policies if something else happens down the road. Did your brother run into any issues with coverage limitations or policy restrictions after switching? Curious how that worked out for him long-term...
That's a good point about being cautious with the cheapest options—I've seen folks get burned by that too. Sometimes those low rates come with hidden catches, like higher deductibles or limited coverage for certain claims. Did your brother notice any big differences in customer service or claims handling after he switched? I've found that can make a huge difference down the line, especially if something else pops up...
That's definitely something worth considering. In my experience, cheaper insurers sometimes outsource their claims handling, which can lead to frustrating delays or less personalized service. I've seen cases where policyholders didn't realize how limited their coverage was until they filed a claim—then it's too late. Did your brother have any trouble getting clear explanations about his coverage details after switching? Sometimes the real test is how transparent and responsive the company is when you actually need them...
I get your point about cheaper insurers sometimes outsourcing claims, but honestly, I've had mixed experiences even with pricier companies. A few years back, my classic Mustang got rear-ended, and the supposedly premium insurer took forever to process the claim—tons of paperwork and vague answers. On the flip side, a budget insurer I used later was surprisingly straightforward and responsive. Sometimes it's less about price and more about doing your homework beforehand... reviews, word-of-mouth, stuff like that.
That's a fair observation—I've noticed something similar myself. Premium doesn't always equal quality service, unfortunately. Doing thorough research beforehand definitely helps, but even then, it's sometimes just luck of the draw... Glad you eventually found a decent insurer though.
