Yeah, I've seen this happen a lot in my line of work. You're definitely not alone there—insurance companies tend to react pretty harshly to DUIs, especially in states like Idaho where they take driving records seriously. Defensive driving courses do help, but honestly, it's more about patience and consistent good behavior going forward. It sucks, but there's no quick fix.
And you're right about the midnight thing... seems like half the claims I process start with "it was late" or "after a few drinks." Guess our parents knew something after all. Hang in there—sounds like you're on the right track already.
"Defensive driving courses do help, but honestly, it's more about patience and consistent good behavior going forward."
True, patience matters, but honestly I've seen people save quite a bit by shopping around aggressively. Insurance companies aren't all the same—worth spending an afternoon calling around before settling.
Yeah, patience and good habits help, but honestly, after a DUI, the spike can be pretty steep no matter how patient you are. Defensive driving courses might shave off a bit, but shopping around is key. I've noticed some companies are way more forgiving than others—it's weirdly inconsistent. Definitely worth spending some time comparing quotes...might save you from a mini heart attack when you see the bill.
I had a similar experience a few years back—my brother got a DUI, and his insurance practically doubled overnight. He did find one smaller local insurer that was surprisingly reasonable, though. Definitely pays to shop around and not just stick with the big names.
"Definitely pays to shop around and not just stick with the big names."
Couldn't agree more with this. I've seen plenty of cases where smaller, local insurers can offer way better rates after a DUI compared to the big national companies. Every insurer calculates risk differently, so it's always worth checking out multiple options. Also, remember that rates usually improve over time if you keep your record clean—hang in there, it'll get better.
