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anyone know what's up with Idaho's new insurance rules?

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(@sewist56)
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Just heard from my agent that Idaho's tweaking some of their insurance laws again, and honestly, I'm a bit lost. She mentioned something about changes affecting auto and home policies, but didn't really get into specifics. I tried googling it, but you know how that goesβ€”tons of jargon and legalese that just makes my head spin.

Has anyone here looked into this yet or maybe works in the industry and can break it down in plain English? I'm mostly worried about whether this means premiums are gonna jump or if there's anything important I need to update on my current coverage. Would appreciate any insights or tips before I call back my agent and embarrass myself with dumb questions, lol.

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