Totally get the “eggs in one basket” thing. I used to keep everything in my wallet too, until my toddler decided it was a chew toy—insurance card looked like it survived a blender. Now I do the glovebox + phone combo as well. Honestly, I don’t trust just digital or just paper. If one fails, at least I’m not stuck explaining to a cop why my insurance is “somewhere in the cloud.”
“at least I’m not stuck explaining to a cop why my insurance is ‘somewhere in the cloud.’”
That’s my nightmare, honestly. I tried going all-digital for a while, but then my phone died right when I needed it—classic. Now I keep a crumpled paper copy in the glovebox too, just in case. Does anyone else worry about leaving stuff in the car though? Like, what if someone breaks in and grabs your docs? Or am I just being paranoid...
I get what you mean about leaving documents in the car—it’s crossed my mind too, especially since we park on the street a lot. I do keep a paper copy in the glovebox, but I try not to leave anything with my address visible. Some people recommend blacking out personal info except what’s needed for proof of insurance. Not sure if that’s overkill, but it makes me feel a bit better. Honestly, I’d rather risk a lost doc than be stranded without proof during a traffic stop... tough call.
Honestly, I’m in the same boat trying to figure out what’s “safe enough” with all these forms. I get why you’d black out your address, but is that even allowed if you get pulled over? Feels like there’s always a risk either way. I’d rather just have the doc handy and not stress, but maybe I’m missing something. Guess we’re all just trying to not make it easy for thieves, right?
Feels like there’s always a risk either way.
That’s exactly it—there’s no perfect answer. I’ve talked to a few officers and most just want to see the policy info, not your address. Still, I keep the full doc in my glovebox but stash a digital copy on my phone too, just in case. It’s all about finding that balance between being prepared and not making yourself an easy target.
