Yeah, I’ve run into the same thing—insurance just wants that “official” paper trail, even if you’ve got a mountain of photos. It’s annoying, but I get why they do it. I always file a report now, even if it’s just online. Doesn’t hurt, and it’s saved me some headaches. Still, I hate waiting around for cops who never show, so I’ll just grab the case number and move on. Better safe than sorry, honestly.
I always file a report now, even if it’s just online. Doesn’t hurt, and it’s saved me some headaches.
Yeah, same here. Insurance just won’t budge without that report, no matter how many photos you hand them. Ever tried getting them to accept dashcam footage? They still want the paperwork. I get why, but it’s a pain. Wonder if it’d be any different if the car was something rare—like, would they move faster if it was a ‘68 Charger or something?
I’ve run into the same thing—insurance just won’t process anything without that official report, even if you’ve got crystal-clear dashcam footage. It’s like the paperwork is more important than the actual evidence sometimes. I doubt they’d move any faster for a rare car, honestly. Maybe they’d pay more attention to the claim, but the process probably stays the same. Had a buddy with a classic Mustang, and he still had to jump through all the usual hoops. Guess it’s just how the system works...
I get where you’re coming from, but I’ve actually seen the process move a bit quicker when there’s a high-value car involved. Maybe it’s not “officially” different, but when my Panamera got sideswiped, the adjuster was suddenly a lot more responsive than when my old Honda got dinged. They might not skip the paperwork, but they sure don’t want to risk ticking off someone with a six-figure claim. Just saying, sometimes the squeaky (expensive) wheel gets the grease...
Yeah, I’ve noticed that too—my friend’s Tesla got hit and insurance was on it fast, but when my old Corolla got rear-ended, it was like pulling teeth. I guess money talks, but it still feels pretty unfair for the rest of us.
