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Thinking about switching to GEICO and saw they have this accident forgiveness thing. Sounds good on paper, but you know how insurance companies can be sometimes... Has anyone here actually had to use it after an accident? Curious if it really saved your rates or if there were hidden catches. Quick poll:
- Yep, used it and rates stayed the same.
- Used it but rates still went up later.
- Have it but never needed it (knock on wood).
- Don't have GEICO/don't have accident forgiveness.