Just got off the phone with my insurance company, and honestly, I'm kinda scratching my head here. My dad turned 70 last month, and suddenly his car insurance jumped up like crazy. He's had zero accidents, no tickets, nothing. I figured rates might go up a little bit with age, but this seems kinda steep, you know?
I tried shopping around online, but it's a jungle out there. Some sites say seniors get discounts, others seem to jack up prices as soon as you put in an older age. One company even quoted double what he's paying now—like, seriously?
Anyway, I'm wondering if anyone else here in Florida has dealt with this kinda thing for themselves or their parents. Did you find any tricks or specific companies that aren't so harsh on older drivers? Seems like there's gotta be a better way to handle this...
Honestly, I get the frustration, but from what I've seen, age isn't always the main factor. My uncle's 72 and his rates barely budged—turns out it had more to do with the type of car he drives and how many miles he puts on it each year. Maybe check if your dad's mileage or vehicle type is triggering the spike? Could be worth tweaking those details when shopping around...
