Notifications
Clear all

Would your insurance hold up if your EV battery suddenly failed?

429 Posts
395 Users
0 Reactions
6,404 Views
podcaster86
Posts: 12
(@podcaster86)
Active Member
Joined:

Honestly, I wouldn’t bet on local shop records holding much weight if you ever had to make a claim—insurance companies love a loophole. I’ve seen folks get tripped up over the tiniest paperwork detail. Sometimes the dealer’s overpriced service is just the “tax” for peace of mind, as much as it pains me to say it...


Reply
nthinker27
Posts: 12
(@nthinker27)
Active Member
Joined:

- Dealer service is a ripoff, but I’ve been burned by “approved” shops before—insurance nitpicked my claim to death over a missing stamp.
- Peace of mind costs money, no way around it.
- If you’re dropping six figures on an EV, is it even worth risking warranty or insurance headaches to save a few bucks?
- Anyone actually had an insurance payout denied over non-dealer records, or is this just worst-case paranoia?


Reply
Posts: 13
(@dbrown47)
Active Member
Joined:

Honestly, I’d rather pay extra at the dealer than risk a denied claim down the road—especially with something as pricey as an EV battery. But I do wonder… has anyone actually had a warranty issue because of using a non-dealer shop for regular stuff like tire rotations or brake checks? Or is it really just the big-ticket repairs that get scrutinized?


Reply
Posts: 16
(@drummer96)
Active Member
Joined:

I get where you’re coming from—EV batteries are no joke when it comes to price. From what I’ve seen (and heard from a couple friends), regular stuff like tire rotations or brake checks at a non-dealer shop usually doesn’t cause any warranty headaches, as long as you keep records and the shop uses the right parts and procedures. The big-ticket items, like battery or drivetrain repairs, seem to get way more attention from the manufacturer. That’s when they’ll dig into your service history and look for any excuse to deny coverage.

I had my brakes done at a local shop last year (cheaper and faster than the dealer), and when I brought my car in for a separate warranty issue, nobody batted an eye. But if it was something major, I’d probably play it safe and stick with the dealer, just to avoid any finger-pointing later. It’s kind of a pain, but with how much these batteries cost, I’d rather not risk it either.


Reply
jessicatrader
Posts: 8
(@jessicatrader)
Active Member
Joined:

Yeah, I hear you—those battery replacement costs are enough to make anyone nervous. From what I’ve seen, insurance usually only steps in if the battery fails because of an accident or some covered event, not just regular wear and tear or a random failure. That’s where the warranty has to do the heavy lifting.

I’m with you on being extra careful with anything major. I had a friend who tried to save a few bucks by getting his hybrid battery worked on at an independent shop, and when he had an issue later, the manufacturer gave him a ton of grief about “non-certified service.” He ended up fighting with them for months... not worth it for the headache alone.

For basic stuff, local shops are fine, but for anything battery-related, I’d stick with the dealer too. Just too much at stake if something goes sideways. The paperwork and hoops can be a pain, but man, those batteries are pricey enough without insurance or warranty drama on top.


Reply
Page 56 / 86
Share:
Scroll to Top