Yeah, I get where you’re coming from. It’s tough to tell the difference between “sudden failure” and just plain old battery wear, especially with EVs. I had a friend whose battery died out of nowhere, but the dealer still called it “expected degradation.” Step one, they checked the mileage and age. Step two, they looked for any signs of damage or defects. If it’s just old? No dice. If something actually explodes or shorts out, maybe you’ve got a shot... but it’s a long one. Insurance really does love those gray areas.
Insurance and batteries... talk about a match made in headache heaven. I totally get what you mean about the gray areas. That line—
—pretty much sums up my experience too.If it’s just old? No dice. If something actually explodes or shorts out, maybe you’ve got a shot... but it’s a long one.
I’ve had cars where the battery just gave up the ghost overnight, and every time, the dealer’s like, “Well, that’s normal wear and tear.” But what even counts as “sudden” failure? If my battery drops dead after a road trip, is that sudden, or just bad luck? And don’t even get me started on the fine print in those insurance policies. I swear they write them in invisible ink.
Has anyone actually had an insurance claim go through for a battery that didn’t literally catch fire? I feel like unless there’s smoke pouring out, they just shrug and say, “Sorry, pal.” Makes me wonder if I should start carrying marshmallows in the glove box... just in case.
