That's rough, but honestly, insurers usually see battery degradation as maintenance rather than sudden failure—it's a gray area. Maybe the real question is, should we start pushing for specialized EV battery coverage options in standard policies? Might clear things up a bit...
Good point—battery degradation vs sudden failure is tricky territory. A few thoughts from the claims side:
- Insurers typically handle sudden, unexpected events. Gradual battery loss doesn't neatly fit that definition.
- Specialized EV battery coverage could clarify what's covered and what's maintenance—good idea there.
- But realistically, insurers might hesitate due to high replacement costs and varied battery lifespans.
Maybe manufacturers offering clearer warranties or extended battery-specific coverage could bridge that gap better than traditional auto policies...
Yeah, totally agree about manufacturers stepping up warranty-wise. Honestly, as someone still nervously eyeing EVs from afar, I'd feel way safer with clear battery-specific coverage. Sudden failure sounds like a budget nightmare waiting to happen...
Yeah, warranties are key, but honestly, wouldn't insurance just treat battery failure as wear and tear? I mean, my insurer barely covered a cracked windshield last year... can't imagine they'd happily fork over thousands for a battery replacement. Anyone had luck with this?
Insurance typically covers sudden, accidental stuff—not gradual wear. Had a guy once whose EV battery got fried by lightning (seriously), and insurance covered it fully. But regular battery degradation? Nah, that's warranty territory. Your cracked windshield saga sounds painfully familiar, btw...
