"Extended warranties usually cover battery stuff better than insurance, from what I've seen."
Yeah, that's what I've been hearing too. I'm still a bit skeptical about extended warranties in general—always feels like they're trying to upsell me something—but your buddy's Leaf story is reassuring. I'm new to insurance stuff, so hearing real experiences helps. Might have to reconsider my stance on warranties...
I'm still a bit skeptical about extended warranties in general—always feels like they're trying to upsell me something—but your buddy's Leaf story is reassuring. I'm new to insurance stuff, so ...
Extended warranties can help, but honestly, they're not always the best deal:
- Manufacturer battery warranties usually cover defects or sudden failures pretty well already.
- Insurance might not cover wear-and-tear battery degradation, true, but sudden catastrophic failures could still fall under comprehensive coverage.
- Check your policy carefully—some insurers have specific EV clauses now.
Just saying, warranties aren't always the clear winner...depends on your situation.
Yeah, I'm with you on warranties feeling like an upsell half the time. Had a buddy whose Tesla battery suddenly died—insurance actually stepped in under comprehensive coverage since it was considered a sudden failure, not just normal wear. But another friend had gradual range loss on his Bolt, and insurance wouldn't touch it. Definitely worth double-checking your policy's fine print...insurance companies love their loopholes.
"insurance actually stepped in under comprehensive coverage since it was considered a sudden failure, not just normal wear."
That's pretty reassuring to hear, actually. I've always assumed comprehensive was mostly for accidents or theft, never thought about battery failures being covered. Makes me wonder if insurance companies treat different EV brands differently—like, would they be quicker to cover a Tesla than something less mainstream? Might be worth checking if anyone's had similar experiences with other EV models...
I've always assumed comprehensive was mostly for accidents or theft, never thought about battery failures being covered.
Interesting point about brand differences. Makes me wonder if insurers look at battery warranty length or known reliability issues when deciding coverage... Like, would they be less inclined to cover a model with known battery recalls or something?
