Just renewed my insurance for my hybrid and figured I'd share a quick tip I stumbled on. Turns out some companies offer pretty decent discounts if you drive electric or hybrid vehicles. I didn't even know this was a thing until I casually mentioned my car type to the agent, and boom, saved myself a nice chunk of change. Apparently, they see us as lower-risk drivers or something... who knew?
Also, another thing I noticed is that some insurers have special add-ons specifically for electric carsβlike coverage for charging equipment or battery replacement. Definitely worth asking about if you're shopping around.
Anyway, thought I'd throw this out there in case someone else is clueless like I was. Curious if anyone else has found other sneaky ways to save money or get better coverage for their EV or hybrid.
"Apparently, they see us as lower-risk drivers or something... who knew?"
Funny you mention thatβI had a similar surprise with my classic Mustang. Turns out some insurers offer discounts for limited mileage or collector status. Guess we're both "low-risk" in our own ways, huh?