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Insurance hacks for electric or hybrid car owners

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(@devans83)
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Just renewed my insurance for my hybrid and figured I'd share a quick tip I stumbled on. Turns out some companies offer pretty decent discounts if you drive electric or hybrid vehicles. I didn't even know this was a thing until I casually mentioned my car type to the agent, and boom, saved myself a nice chunk of change. Apparently, they see us as lower-risk drivers or something... who knew?

Also, another thing I noticed is that some insurers have special add-ons specifically for electric carsβ€”like coverage for charging equipment or battery replacement. Definitely worth asking about if you're shopping around.

Anyway, thought I'd throw this out there in case someone else is clueless like I was. Curious if anyone else has found other sneaky ways to save money or get better coverage for their EV or hybrid.

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ericchef
Posts: 6
(@ericchef)
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"Apparently, they see us as lower-risk drivers or something... who knew?"

Funny you mention thatβ€”I had a similar surprise with my classic Mustang. Turns out some insurers offer discounts for limited mileage or collector status. Guess we're both "low-risk" in our own ways, huh?

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