I get where you’re coming from, but I’ve actually seen a bit more than just $5 off using telematics. Here’s my take:
- If you’re already a cautious driver (not just “grandma” slow, but like, no late-night speeding or phone use), the discounts can add up—mine was closer to $20/month.
- Some apps only track for 90 days, then stop. Not all of them are permanent surveillance.
- I do hate the constant “hard brake” alerts though... sometimes traffic just happens.
It’s not perfect, but for some of us who rack up the miles commuting, it’s been worth it. Just depends on your driving habits and tolerance for being monitored, I guess.
I tried one of those telematics things and, man, it dinged me every time I had to swerve for a pothole or some guy cutting me off on 95. Maybe if you drive at 2pm on a Sunday, it's fine... but rush hour? Forget it. My discount was like $3, tops. Guess it depends how wild your daily drive gets.
Yeah, those telematics apps are a joke if you’re driving anywhere near Wilmington at rush hour. They act like every tap on the brakes is your fault. I swear, sometimes I think they want us to drive like we’re on an empty country road. Out of curiosity, has anyone actually gotten a decent discount with these things, or is it just a gimmick for most folks?
I swear, sometimes I think they want us to drive like we’re on an empty country road.
That’s exactly how it feels. Like, if you don’t coast through every green light and never touch your brakes, you’re suddenly a “risky driver.” I tried one of those apps for a few months—figured, why not, maybe I’ll save a few bucks. But honestly, between dodging potholes and the stop-and-go mess on 95, my “score” tanked fast.
I did get offered a discount, but it was barely enough to cover a cup of coffee each month. Made me wonder if anyone’s actually getting the big savings they advertise, or if it’s just a way for them to collect more data on us. Maybe if you live somewhere with no traffic lights or other drivers?
Has anyone here ever seen more than like 10% off? Or is that just marketing fluff? I’m all for saving money, but not if it means driving like a robot and stressing over every squirrel that darts across the road...
I hear you. I tried one of those “safe driver” apps last year and it dinged me for braking too hard when a deer jumped out in front of me. Like, sorry for not hitting Bambi? Ended up with a whopping $4/month discount. Not worth the stress or the creepy tracking, honestly.
