- Defensive driving courses are definitely a good shout, saved me a decent chunk too.
- Dash cams...yeah, insurers can be weirdly picky about accepting footage. Had a minor scrape last year, crystal clear video, and they still dragged their feet.
- Ever tried bundling policies? Worked surprisingly well for me—home and car together knocked off more than I expected.
- Insurance logic is a maze, but sounds like you're navigating it pretty well. Keep at it, you're doing fine.
"Dash cams...yeah, insurers can be weirdly picky about accepting footage. Had a minor scrape last year, crystal clear video, and they still dragged their feet."
I've had a similar experience with dash cam footage—crystal clear doesn't always mean hassle-free. My insurer initially questioned the timestamp accuracy, even though everything was spot-on. Eventually got sorted, but it felt like jumping through unnecessary hoops.
Bundling policies is definitely worth exploring. I was skeptical at first (seemed too convenient to actually save money), but combining my renter's and auto insurance ended up being surprisingly beneficial. Still, it's always wise to double-check the fine print; sometimes the bundled discounts come with subtle coverage changes you might not immediately notice.
One additional tip I'd throw out there: periodically shopping around can pay off. Loyalty doesn't always equal savings in the insurance world—sometimes new customers get better deals than long-time policyholders. It's counterintuitive and somewhat frustrating, but that's insurance logic for you...
It's counterintuitive and somewhat frustrating, but that's insurance logic for you...
Yeah, insurers can really nitpick over dash cam footage. Had a similar issue myself—they questioned lighting conditions despite clear daytime video. Glad yours eventually got sorted, though...insurance logic indeed can be baffling at times.
Honestly, dash cams can sometimes complicate things more than they help. Had a buddy whose footage showed him slightly rolling through a stop sign—ended up costing him. Sometimes less evidence is weirdly better...insurance logic strikes again, huh?
Dash cams are a double-edged sword for sure.
- Great when someone else screws up, not so great when it's you.
- Had mine save me once from a bogus claim, but yeah, gotta watch those rolling stops...insurance companies love those tiny details.
