That's a really good point about checking ahead. I once planned a longer drive with my classic VW and called the insurer first—turned out they were pretty accommodating. Better safe than sorry, especially with vintage rides...
That's true, calling ahead can save you a headache down the road. Did you ask your insurer specifically about mileage limits or restrictions on longer trips? A lot of vintage car policies come with pretty strict caps on annual mileage or even specific rules about overnight trips and storage conditions. It's always worth double-checking those details before hitting the road.
Another point—did your insurer clarify their stance on roadside assistance? Classic cars can be finicky (speaking from experience...), and regular roadside coverage might not cover specialized towing or repairs needed for older vehicles. Some insurers offer tailored add-ons specifically for classics, which might be worth looking into.
Also, curious if anyone's ever dealt with valuations changing significantly over time? Vintage cars can fluctuate in value quite a bit, and I've seen cases where people were underinsured because they didn't update their agreed valuation regularly. Might be something else to keep an eye on...
Good points about valuations—I learned that lesson the hard way. A few years back, I had my '68 Mustang insured at a fixed valuation and didn't update it for ages. When prices jumped, I realized I'd been driving around seriously underinsured. Luckily nothing happened, but it was a wake-up call. Now I make a habit of checking market values every year or two and adjusting coverage accordingly. Definitely worth the extra hassle to avoid getting burned later...
"Now I make a habit of checking market values every year or two and adjusting coverage accordingly."
Good approach—I had a similar experience with my '72 Porsche 911. After seeing how rapidly the market shifted, I now review valuations annually. It's surprising how quickly you can end up underinsured without realizing it...
Good habit to get into. A buddy of mine had a mint '68 Mustang and figured his coverage was solid—until someone rear-ended him at a stoplight. Turns out he'd been underinsured for years because he never updated the valuation. Took a real hit on that one. Now I'm paranoid enough to check my car's market value every year, sometimes even sooner if I see similar models selling crazy high. Better safe than sorry...
