Mileage caps are definitely something to watch out for, yeah. When I had my '72 Charger, I ended up going with a specialty insurer that let me pick a mileage tier that fit my driving habits better. Saved me some cash without feeling like I was constantly counting miles. Also, make sure you get agreed-value coverage. Regular insurance usually goes by market value, and that can really screw you over if anything happens. Learned that one the hard way...
Mileage tiers can be handy, but honestly, they're not always the best fit. I've seen cases where folks underestimate their driving habits and end up paying extra fees later. Instead, I'd suggest checking out insurers who offer flexible mileage tracking—some even use apps or devices to monitor actual usage. It's a bit more techy, sure, but it can save headaches down the road. Agreed-value coverage though...yeah, that's a must-have.
I've had a vintage ride insured for years now, and yeah, agreed-value coverage saved me big time when my old Mustang got rear-ended. Mileage tiers always seemed a bit restrictive to me too. The flexible tracking apps are pretty neat—my current insurer uses one, and it takes the guesswork out completely. Plus, it feels fairer since you're paying for what you actually drive instead of estimating and hoping you're right. Just make sure you're comfortable with the tech aspect; I know some folks who weren't thrilled about having their driving habits monitored closely. But overall, it's been hassle-free in my experience...definitely worth considering if you're on the fence.
Agreed-value coverage is definitely a lifesaver, especially if you're prone to...uh, "incidents" like me. I've looked into those tracking apps too, and while the fairness aspect makes sense, I'm still a bit wary about having my driving habits under a microscope. I mean, I'm not exactly the poster child for perfect driving—got a couple speeding tickets and one minor fender-bender on record—so I'm not sure how that would affect my rates long-term. Still, the mileage tiers always bugged me; feels like I'm paying extra just because I underestimated my weekend cruises. Might give the app thing a shot though, at least for a trial period. Worst case scenario, I switch back if it feels too intrusive. Thanks for sharing your experience—it helps hearing from someone who's actually used it.
I've been on the fence about those tracking apps myself... I get the appeal, especially if you're not driving daily, but the privacy angle does make me pause. Plus, vintage cars aren't exactly known for their smooth braking or acceleration—wonder if the app factors in vehicle age or handling quirks at all? I'd hate to see rates spike just because my classic doesn't handle like a modern sedan. Curious if anyone's noticed how older rides fare with these apps.
