I was chatting with a buddy at last weekend's vintage car meetup, and he mentioned something I hadn't really thought about before—apparently, regular car insurance doesn't always cover your classic ride when it's on display at a show. Like, if someone accidentally scratches your paint or knocks over a display stand onto your hood, you might be outta luck. Kinda makes sense, but still caught me off guard. Curious if anyone else has run into this or knows more details...
That's actually a really good point, and something I hadn't considered either. I don't own a classic myself (yet... still dreaming!), but I've been researching insurance options since I'm hoping to pick up an older project car soon. From what I've read, regular auto policies usually just cover typical driving scenarios—like accidents on the road or theft from your driveway—but not necessarily incidents at events or shows.
There are specialized classic car insurance policies that specifically mention coverage for events, displays, and even transport to and from shows. They're usually pretty affordable too, especially if your vintage beauty isn't your daily driver. Might be worth checking out some of those specialty insurers if you're regularly attending meetups or shows.
Honestly, I'd rather spend a little extra upfront than risk paying out-of-pocket for someone else's clumsiness... especially considering how pricey paint jobs can get on these classics. Just my two cents as someone who's always watching the budget!