Had to file a claim after some kid scratched my Charger at a show. Insurance tried to say it was “unattended” and not covered. Took weeks of arguing. If you think you’re covered, double-check—those loopholes are real. Don’t trust a handshake deal.
Insurance tried to say it was “unattended” and not covered.
That “unattended” loophole gets people all the time. Did your policy actually spell that out, or was it buried in the fine print? Sometimes I wonder if they just make up new rules on the fly... Ever think about adding a rider for events like that? It’s not always obvious what’s covered, especially at shows where you’re walking around.
Sometimes I wonder if they just make up new rules on the fly...
Had a similar thing happen with my bike at a local event. Left it for five minutes, came back to a scratch, and insurance said “unattended” too. Didn’t even cross my mind that counted. Policies really do hide this stuff deep.
I get where you’re coming from, but I kinda feel like it’s on us to read the fine print too. I just bought my first policy and wow, there’s a rule for everything. Annoying, but maybe not totally unfair? Still, who actually reads all that legalese...
- Honestly, I get that we *should* read the fine print, but come on—half of it’s written to confuse us.
- Insurance companies know most people won’t catch every detail.
- I’d rather they just made the rules clear upfront instead of burying stuff in legal jargon.
- At car shows, you think you’re covered, then bam—one weird clause and you’re out of luck.
- Not saying we shouldn’t try, but it feels like a setup sometimes...
