At least with the cap, you’ve got a good excuse to keep it safe and sound... and maybe avoid those “just one more mile” temptations.
I get the logic behind the cap, but it still feels overly restrictive for those of us who actually want to *drive* our classics. That line about "just hanging out in the garage and admiring your car"—I mean, sure, that's nice, but sometimes you just want to take it out for a spin without stressing over numbers. The lower premium is great, but I’d honestly pay a bit more for extra miles and less hassle. Not everyone’s idea of enjoyment is keeping their car under a cover all year.
I hear you on the restrictions. The cap always feels like it’s aimed at people who treat their cars like museum pieces, not actual vehicles. I get that insurance companies want to limit risk, but if you’re paying for coverage, shouldn’t you be able to enjoy the car a bit more? I mean, I commute in my daily driver, but when the weather’s nice, I’d love to take the classic out for a longer trip without doing mental math every time I check the odometer.
Honestly, the “just one more mile” thing is half the fun—sometimes you just want to keep driving because the car feels right. I’d rather pay a little extra and not have to worry about it. The peace of mind is worth more than saving a few bucks, at least for me. Maybe there’s a middle ground, but the current setup feels a bit too much like putting your favorite toy on a shelf and never playing with it.
the “just one more mile” thing is half the fun—sometimes you just want to keep driving because the car feels right.
Totally get this. There’s something about a classic that just begs for an extra lap around the block. I’ve always felt like the mileage cap takes away from the whole experience. I’d pay a bit more too if it meant not stressing over numbers every time I take mine out. It’s supposed to be fun, not homework.
I’d pay a bit more too if it meant not stressing over numbers every time I take mine out.
That’s where I always get stuck. I mean, I get why the mileage cap exists, but it feels weird having to plan my joyrides like I’m budgeting vacation days. Last summer, I hit my limit in July and then just... parked the car for months. Kinda defeats the point, right? Wonder if anyone’s found a company that’s flexible without costing an arm and a leg.
I hear you—nothing like realizing you’ve “used up” your fun for the year by midsummer. I’ve seen some policies with adjustable mileage, but then the premium jumps and suddenly it’s not such a sweet deal. Has anyone tried those pay-per-mile options? I’m curious if they’re actually less hassle or just a different flavor of stress...
