Man, I hear you on the paranoia. Last year, I scraped a parking post at a campground—barely a mark, but I reported it anyway. My premium went up, and my wallet’s still mad at me. But honestly, I’d rather deal with the money than have that “what if they find out later” stress hanging over my head. Trust is hard to rebuild once it’s gone, and legal trouble just sounds like a nightmare. The system definitely feels stacked against us sometimes... makes you second-guess every little thing.
Yeah, I get what you mean about the stress. I had a fender bender in a parking lot once—tiny scratch, but the thought of someone having dashcam footage or something kept me up for days. Ended up reporting it, even though my insurance hiked up my rate. Honestly, I sometimes wonder if the “do the right thing” route is worth it when the system feels rigged. But then again, carrying around that secret just messes with your head. Maybe it’s just part of being an honest person in a world that doesn’t always reward it...
