"Almost clicked it since mine expires soon, but the weird URL tipped me off."
Good catch on noticing the URL, but honestly, scammers aren't necessarily getting sneakier—it's more about us becoming complacent with routine tasks. These scams often rely on timing and coincidence rather than cleverness. I've found that bookmarking official sites and always initiating contact myself helps avoid falling into these traps. A little proactive caution usually beats relying solely on spotting suspicious URLs... especially when you're busy or distracted.
You're right that proactive caution is key, but honestly, scammers have definitely upped their game lately. I've seen some phishing emails recently that perfectly mimic official notices—logos, formatting, even the sender's address looks legit at first glance. Sure, bookmarking helps, but it's not foolproof when you're in a rush or distracted. Personally, I think combining your method with a habit of double-checking URLs and sender details is the safest bet... can't hurt to have multiple layers of defense these days.
