I've been looking at my insurance renewal and noticed paying monthly bumps up the total cost quite a bit compared to annual. But monthly feels easier on the wallet, you know? Curious what others prefer and why.
Yeah, monthly does feel easier day-to-day, totally get that. But honestly, once I switched to annual and just bit the bullet upfront, it felt pretty good not having that monthly ding on my account. Plus, saved a decent chunk overall...worth considering if you can swing it.
"once I switched to annual and just bit the bullet upfront, it felt pretty good not having that monthly ding on my account."
Totally get where you're coming from here. I'm usually all about monthly payments because it feels less painful in the moment, but when I did the math on my car insurance, the annual option was noticeably cheaper. It stung a bit paying upfront, but honestly, seeing that savings made it worth the temporary pinch. Definitely something to think about if you're watching your budget closely...
