Totally agree on double-checking the fine print—insurance companies love their sneaky loopholes. A friend of mine had something similar happen, except his issue was rental car coverage. He assumed it was standard, but nope... ended up paying out-of-pocket for weeks while his car was in the shop. Now I'm paranoid enough to ask about every little detail, even if the agent sighs a bit. Better safe than sorry, I guess.
Good points about checking details, but honestly, not every insurance company is out to trick you. Usually, it's more about mismatched expectations. Next time, try asking specifically: "Is rental included by default or as an add-on?" Clears things up from the start...
"Usually, it's more about mismatched expectations."
That's spot-on. Reminds me of when I assumed windshield coverage was standard—until a rock cracked mine on the freeway. Learned that lesson quick. Curious, anyone ever had unexpected gaps pop up in their policy?
Had a similar surprise when I found out roadside assistance wasn't automatically included. Assumed it was standard until I got stranded with a dead battery after class one night... ended up paying out-of-pocket for a jumpstart. Now I always double-check the fine print—especially coverage limits and deductibles. It's tedious, but worth avoiding those unexpected hits to the wallet.
I get your point about checking the fine print, but honestly, is roadside assistance always worth it?
- I've seen some companies charge extra monthly fees that add up to way more than a one-time jumpstart.
- Plus, there's usually a limit on how often you can actually use it per year.
- Personally, I'd rather just keep jumper cables or a portable battery pack in my trunk... cheaper in the long run and no waiting around for help.
Not saying it's useless, just questioning if it's really necessary for everyone.
