Went through something similar with my '68 Mustang. Thought my classic policy had me fully covered, but nope—found out after a fender bender that rental coverage wasn't even a thing on my plan. Ended up borrowing a buddy's beater for two weeks while waiting on repairs. Lesson learned: always read the fine print, especially with classics... insurance companies love their loopholes. Glad you found someone straightforward—rare breed these days.
Had a similar wake-up call with my daily driver a while back. Thought roadside assistance was standard—turns out it was an optional add-on I'd skipped. Got stranded with a flat tire and ended up YouTubing how to change it myself at midnight... fun times. You're spot on about the fine print, especially with classics. Glad you found a decent insurer; they're definitely unicorns these days.
Had a similar moment myself—thought rental coverage was automatic until my car got rear-ended. Turns out I'd skipped that box too. Ever since, I triple-check every optional add-on... anyone else paranoid about missing something crucial now?
Same here, learned the hard way after a windshield crack wasn't covered—apparently glass coverage isn't standard either. Now I read every line twice, even if the agent says it's "all good"... better safe than sorry, right?
Had a similar wake-up call myself. Thought I was fully covered until I got rear-ended by someone uninsured—turns out my policy didn't include uninsured motorist coverage. Agent had casually mentioned it as an "optional extra," but I brushed it off thinking, "what are the odds?" Lesson learned: never underestimate the fine print. Now I triple-check everything and ask for specifics, even if it annoys the agent a bit... better annoyed than broke, right?
