"Insurers can be pretty sharp about mileage and usage, so it's always best to be upfront."
Yep, learned this the hard way myself. Had Hagerty ask me directly for odometer readings when renewing my policy on my '72 Chevelle. They even requested proof of another daily driver—wanted a copy of my registration and insurance card for my Corolla. Can't really blame them though; classic car policies are cheap for a reason. If we all started using our classics as grocery-getters, we'd lose out on those sweet low rates...
Been there myself. Couple things I've picked up over the years:
- Always snap a quick photo of your odometer when renewing—saves hassle later if they question mileage.
- Keep your daily driver docs handy; insurers seem to randomly request proof every now and then.
- And yeah, tempting as it is, using a classic car regularly can bite you come renewal time. Learned that lesson with my old Mustang... premium jumped quite a bit after I got careless with miles.
Haha, learned the hard way myself. Thought I'd be slick commuting in my '72 Beetle for a few months—insurer wasn't amused, premium shot up. Now she's strictly weekend duty... lesson definitely learned.
