That's a good point, but I think it also depends heavily on your commute and work environment. My coworkers are great, but my schedule is pretty erratic, and honestly, I wouldn't want to inconvenience them too often. Plus, given my record (ahem, speeding tickets...), I try to keep costs down wherever possible. Curious though—has anyone here found that rental reimbursement significantly raises their premium, especially if you're considered higher risk?
"Plus, given my record (ahem, speeding tickets...), I try to keep costs down wherever possible."
Totally get where you're coming from—those tickets can really sting. From what I've seen, rental reimbursement usually doesn't spike premiums dramatically, even for higher-risk drivers. But it does add up over time, especially if you're watching your budget closely. Might be worth running a quick quote comparison online or chatting briefly with your agent to see the exact difference...could save you some guesswork.
"Totally get where you're coming from—those tickets can really sting."
Haha, tell me about it...got pulled over twice in one month last year. My wallet still hasn't forgiven me. Definitely worth double-checking those little coverage extras, they sneak up on you.
My wallet still hasn't forgiven me.
Yeah, those tickets really add up quick. Got hit with a speeding ticket myself a couple years back—didn't even realize I was over the limit until the lights flashed behind me. Lesson learned: always worth it to double-check your policy details, especially comprehensive and collision deductibles. Those small print extras can make a big difference when things go sideways...speaking from experience here.
I get what you're saying about comprehensive and collision, but honestly, sometimes those extras feel like throwing money away. Had a fender-bender once in Little Rock—by the time I paid the deductible, it barely saved me anything. Makes you wonder if it's really worth it...
