I get what you mean about the hassle with seasonal storage—felt the same when I tried it last year. Did you find any other tricks that actually made a dent in your premium? I’ve wondered if bundling with home or renters really works up here, or if it’s just marketing talk.
Bundling’s not just marketing fluff, at least not up here—usually knocks a decent chunk off, especially if your home/renters policy is with a local company. That said, every carrier’s got their own “secret sauce” for discounts. Had a guy once who saved more by taking a defensive driving course than by bundling, which was wild. Have you tried the whole mileage tracking thing? I know it sounds Big Brother-ish, but sometimes it actually shaves off a few bucks, especially if you’re not driving much in winter.
Had a guy once who saved more by taking a defensive driving course than by bundling, which was wild.
That actually happened to me too—took the course just for the heck of it and was surprised how much it knocked off. Mileage tracking felt weird at first, but honestly, I barely drive in winter anyway, so it worked out. Every little bit helps up here.
Mileage tracking is a weird one, right? I was skeptical at first, but the savings were real. I did the defensive driving course a few years back when my rates jumped after a minor fender bender—figured it couldn’t hurt. Ended up saving more than I expected, and the course itself was actually kind of interesting. Up here, with the roads being what they are half the year, every discount counts. I’ve also heard some folks get a break for having block heaters or remote start, though that one’s hit or miss depending on the insurer.
I get where you’re coming from about mileage tracking, but honestly, I’m not a fan. Maybe it’s just me, but having my driving habits monitored feels a bit invasive—even if it does save some cash. I’d rather do the defensive driving course or ask about student discounts (if you’re still in school, some companies actually give a break for good grades). The block heater thing is funny—my agent didn’t even know what I was talking about when I brought it up. Guess it really depends who you talk to.
