That's interesting about the tires—I never even thought to mention mine. Wonder if they'd still give me a discount considering my driving record isn't exactly spotless, haha. Has anyone had luck with discounts for dashcams or other safety gadgets? I've been thinking about getting one anyway, might as well see if it helps offset my "high-risk" status a bit...
Dashcams can definitely help—I know a couple folks who've managed to shave a bit off their premiums by installing one. But honestly, it kinda depends on the insurer. Some companies love anything that screams 'responsible driver,' others won't even blink. I'd just call your agent and casually drop it into conversation. Worst they can say is no, right? I've thought about doing it myself, though more for peace of mind than discounts... classic cars attract attention, good and bad.
Dashcams sound interesting, but honestly, I've had mixed luck with insurance discounts. A while back, I took one of those defensive driving courses online—figured it'd be an easy way to shave a few bucks off my monthly bill. It worked, kinda... saved me about ten bucks a month. Not bad, but nothing life-changing either.
Funny thing was, when I mentioned it to my brother-in-law, he said his insurer didn't even recognize the course. Seems like every company has their own little quirks about what counts as "responsible driving." Guess it really does pay off to shop around and ask questions.
Speaking of classic cars attracting attention... anyone else notice that insurance companies seem extra picky about older vehicles? My old truck isn't exactly a classic (just old and beat-up), but they still act like it's some rare collector's item when it comes to coverage. Wonder if that's just my company or a common thing across the board?
I've noticed something similar with my older family sedan. It's not even close to a classic—just an everyday car that's seen better days—but my insurer still treats it oddly. When I asked, they explained that older vehicles sometimes lack modern safety features, making them riskier to insure. Might be worth checking if adding minor safety upgrades (like anti-theft devices or airbags) could help lower your premium... worked for me, at least a little bit.
"Might be worth checking if adding minor safety upgrades (like anti-theft devices or airbags) could help lower your premium... worked for me, at least a little bit."
Interesting you mention airbags—I asked my insurer about that once, and they said retrofitting airbags into an older car isn't always straightforward or cost-effective. But anti-theft stuff definitely helped me shave off a few bucks. Guess every bit counts, right?
