Mileage-based insurance sounds good on paper, but honestly, I'd steer clear. Tried it once, and the tracking device drained my battery in winter temps—total nightmare. Plus, privacy-wise...not thrilled about insurers knowing every move I make. Regular bundling's simpler and less invasive imo.
"Mileage-based insurance sounds good on paper, but honestly, I'd steer clear."
Interesting take... I get the privacy concerns, but honestly, mileage-based insurance saved me a decent chunk last year. I don't drive much—mostly just commuting and errands around Anchorage—and the tracker didn't give me any battery trouble, even in January. Maybe it depends on the device or the insurer? Bundling's convenient, sure, but if you're not putting many miles on your car, it might be worth another look.
Mileage-based worked out pretty well for me too, actually. When I first got my license, the quotes I was getting were ridiculous—student driver, Anchorage winters, you know the drill. I figured I'd give mileage-based a shot since I mostly just drive to class and back, plus the occasional coffee run or weekend trip to Girdwood. Honestly, it cut my bill almost in half.
"the tracker didn't give me any battery trouble, even in January."
Same here. I was worried about that at first—my car's not exactly new—but no issues so far, even when temps dropped way below zero last winter. Privacy-wise... yeah, I get why some people aren't comfortable with it. But realistically, your phone probably tracks more about you anyway. If you're barely driving, it's definitely worth considering.
Mileage-based saved me a chunk too. Funny thing is, as a claims adjuster, I've seen people stress about the trackers—but honestly, your grocery store rewards card probably knows more about you than that little gadget ever will...
Mileage-based discounts definitely helped me out too, especially here in Alaska where distances between towns can be pretty huge. Gotta admit, I was skeptical about trackers at first, but after doing some digging, turns out they're way less intrusive than most apps on our phones. Plus, insurers usually only care about speed, braking habits, and mileage—not your midnight snack runs or weekend fishing spots...though honestly, my grocery loyalty card could probably pinpoint my favorite ice cream better than any tracker ever could.
