Bundling’s definitely helped me, but honestly, the real surprise was when I asked about “storage coverage” for my sports car during winter. If your car’s parked in the garage half the year, they’ll sometimes cut your premium way down. Worth checking if you’ve got a second vehicle.
That’s a solid tip—storage coverage really does make a difference, especially up here where we can’t drive our toys year-round. I did the same with my old Mustang and the savings were better than I expected. Bundling’s nice, but this one’s underrated.
I’ve been looking into storage coverage since I don’t drive my bike for half the year. It’s wild how much you can save just by switching to that during the off months. Like you said,
Did you have to call your agent every time you wanted to switch back, or was it automatic? I’m also curious if there are any downsides—does it affect your coverage history or rates later on? Just trying to make sure I’m not missing any fine print.“the savings were better than I expected.”
I’ve wondered about this too, especially the part where you said,
With my car, I had to call in each time to take it off storage, which was kind of a pain. As for downsides, my agent said it doesn’t mess with your coverage history as long as you don’t let the policy fully lapse, but I’d double-check since every company seems to do things their own way. I haven’t noticed any rate hikes after switching back, but maybe that’s just luck?“Did you have to call your agent every time you wanted to switch back, or was it automatic?”
Yeah, I’ve had to call in every single time too—definitely not automatic, at least with my insurer. It’s a hassle, but I guess it’s better than paying full price when the car’s just sitting there. One thing I learned the hard way: if you forget to call before driving, you’re not covered. My agent warned me about that after I almost took my truck out of storage without thinking. Rates didn’t jump for me either, but I always double-check my renewal just in case they sneak something in. Every company seems to play by their own rules...
