I was kind of surprised by the dash cam discount too—didn’t expect that to actually matter. I tried asking about a student driver discount, but apparently just being new behind the wheel isn’t enough. Guess I’ll have to keep my “good grades” streak going... or just keep hoping for more random discounts.
Yeah, I was bummed to find out “student driver” isn’t a magic discount button either. I asked my agent if just surviving my first winter counted for anything—no dice. Guess it’s back to obsessing over my GPA and hoping my dash cam catches something heroic, like saving a moose or something. If you hear about any other weird discounts, let me know... I’ll try anything at this point.
If you hear about any other weird discounts, let me know... I’ll try anything at this point.
Honestly, I wouldn’t bank on the dash cam heroics either. Insurance companies don’t care unless you’re actually preventing an accident, and even then, it’s a stretch. Here’s what worked for me:
1. Shop around every six months—don’t just stick with your current company out of habit.
2. Take the defensive driving course (the online one is quick, not a pain).
3. If you’ve got a beater car, drop collision coverage. Not worth it for most older rides.
Surviving winter’s cool, but they don’t hand out medals or discounts for that... trust me, I asked.
Surviving winter’s cool, but they don’t hand out medals or discounts for that... trust me, I asked.
Yeah, I’ve had clients ask about “Alaska survivor” discounts too—no dice. You’re spot on about shopping around; loyalty rarely pays off in this industry. Defensive driving courses are underrated, honestly. I’d add: check if your insurer offers low mileage discounts. Some do, but they don’t exactly advertise it. Worth a call if you’re not racking up the miles.
Low mileage discounts are real, but you’ve gotta dig for them. Had a guy last year who barely drove—he saved a chunk just by asking. Also, don’t overlook bundling with renters or home insurance. Sometimes it’s not much, but every bit helps.
