Car insurance discussions and local services.
woodworker79
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Topics and replies this member has contributed.
RE: is accident forgiveness really worth it in Ohio?
I get the hesitation, but honestly, accident forgiveness always felt like paying extra for something you might never use - kinda like extended warranties. I've driven in Ohio winters for over 20 years, had my share of sl...
RE: Finally figured out how car insurance works in no-fault states
Dashcams are honestly underrated. I used to roll my eyes at my buddy who swore by his, until one day a cyclist clipped my side mirror and blamed me for drifting into the bike lane. Thankfully, my dashcam caught the whole...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Yeah, insurance is such a weird balancing act. I used to be all about low deductibles until I realized I was basically throwing money at my paranoia. One time, a tree branch fell on my car - nothing major, just a dented ...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
I've been with USAA a while too, and yeah, they're usually pretty solid. But honestly, the whole "cheaper rates" thing can be hit or miss...my cousin's civilian insurer beat my USAA quote last year. Pays to shop around e...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
We went through something similar - upped our deductible to save a few bucks, then BAM, hailstorm hits two months later. Car looked like a golf ball afterward...lesson learned the hard way. Now we stick with mid-range de...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Honestly, I was skeptical too, but after pulling my '68 Mustang out of storage one spring and finding rust spots underneath... let's just say moisture barriers became my new religion. Dehumidifier might be overkill thoug...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
Gotta disagree slightly about the tech thing... I had an older Jeep Wrangler - no fancy sensors or cameras - and my telematics app dinged me constantly for "hard braking." Turns out, older brakes just aren't as smooth. S...
RE: Sneaky Auto Insurance Exclusions You Might've Missed
I had a similar scare when I replaced my cracked windshield last year. Thought it was a straightforward repair, but then I stumbled across some horror stories online about insurance companies getting picky over non-OEM g...