tobyr69
tobyr69
@tobyr69
Active Member
Joined:
Topics: 0 / Replies: 15
Reply
RE: Bundling insurance with USAA: worth it or just hype?

I get where you’re coming from, but I actually ended up bundling with USAA last month and it worked out better for me—though I’m not driving anything ...

Reply
RE: Things I wish I'd known before picking my first insurance

Yeah, the glass thing caught me off guard too. I was trying to save money and skipped it, but then my windshield got cracked after just a couple month...

Reply
RE: Why did my GEICO premium jump so much this year?

I’m kinda in the same boat. Just started shopping for my own insurance this year and figured raising the deductible would be a game-changer, but hones...

Reply
RE: Dealing with car insurance headaches in MA—any tips?

Shopping for car insurance in MA has been a whole new world for me this year. I’m with you on the “agent lottery”—I’ve already had three different peo...

Reply
RE: What happens if you only carry the bare minimum car insurance in Florida?

I’m right there with you on trying to keep costs down. When I bought my first car, I went with the bare minimum just to get on the road. My thinking w...

Reply
RE: Why can’t I use my points AND a coupon at checkout?

I totally get the frustration. I remember the first time I tried to use my store points and a coupon together—thought I’d scored a double win, but nop...

Reply
RE: Why can’t I use my points AND a coupon at checkout?

I’ve definitely run into this, and it drives me a little nuts. I remember one time at the pharmacy, I tried to use my rewards points and a $5 coupon o...

Reply
RE: Finding decent car insurance in Delaware without losing your mind

That whole “self-insuring” thing is exactly where my brain goes every time I look at the optional coverage. I mean, I get it—if your car’s not worth m...

Reply
RE: Would your insurance hold up if your EV battery suddenly failed?

Yeah, I’ve heard stories like that too. My cousin kept driving with the battery warning light on, thinking it was just a sensor glitch. Ended up costi...

Reply
RE: Insurance tips for my vintage ride needed

Plastic sleeve in the glovebox is classic, but I’m paranoid I’ll forget to swap it out when my policy renews. My luck, I’d hand over an expired card a...

Reply
RE: is accident forgiveness really worth it in Ohio?

I've been wondering about this too, especially since I'm shopping around for my first policy right now. My older sister had a similar experience—she b...

Reply
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

I haven't personally had to deal with a PIP claim yet (knock on wood...), but I did have a minor fender-bender last year where dashcam footage totally...

Reply
RE: insurance denied my claim—what would you do?

This reminded me of when I had my windshield replaced last year. It was my first time dealing with insurance, and honestly, I was pretty clueless abou...

Reply
RE: Can Military Folks Really Get Cheaper Insurance Rates?

Same here—I assumed military discounts would automatically mean the best deal, but nope. When I first got insurance, I checked USAA first (family reco...

Reply
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

I totally agree about documenting stuff right away. A couple years ago, I was riding with my sister when someone backed into us in a parking lot—super...

Scroll to Top