susant16
susant16
@susant16
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Topics: 0 / Replies: 14
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RE: How did you feel after your first accident and dealing with insurance?

Getting insurance to cough up for OEM parts is like trying to convince a toddler to eat broccoli—possible, but you’re in for a battle. I had to send p...

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RE: Getting Cheaper Car Insurance by Proving You Drive Less

I feel this on a spiritual level. The first time I tried one of those plug-in trackers, I spent more time crawling under my dash than actually driving...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Honestly, you’re doing way better than I did when I first started out. I used to just hope for the best and pray I wouldn’t get pulled over. Having th...

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RE: Finding decent car insurance in Delaware without losing your mind

Those Newark circles are like a real-life game of bumper cars—except nobody’s having fun and everyone’s insurance premium is crying. I’ve been through...

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RE: How I managed to stack discounts for military student drivers

Honestly, you nailed it with the “phones that run on sheer panic” line. If only. I swear, my phone senses when I’m about to need it for something impo...

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RE: Finding decent car insurance in Delaware without losing your mind

Waiting for roadside help is like being stuck in some weird time warp where every minute feels like ten. I’ve had my fair share of “premium” assistanc...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Man, that hits home. I used to tell myself, "Hey, I never get into accidents, higher deductible means lower premiums, right?" Then my mirror got swipe...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Ugh, been there, and it’s just the worst. I swear, insurance companies must have a special department for “creative delays.” Filing that police report...

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RE: Struggling to find affordable car insurance after a few tickets—any tips?

Totally feel you on the deductible gamble. I tried that route once—figured I'd save some cash by upping mine, and then BAM... hailstorm from nowhere. ...

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RE: bumped someone's car lightly, no visible damage—should I report?

Had a similar experience last year—barely tapped a parked car, zero visible damage. Here's what I did: first, quick look around for witnesses (lol), t...

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RE: bumped someone's car lightly, no visible damage—should I report?

Totally agree about leaving a note, even if it feels awkward. Been there myself—once tapped someone's bumper in a parking lot, zero visible damage, bu...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally get where you're coming from—deductibles are like the Goldilocks of insurance. Too high, and you're sweating bullets every time someone parks ...

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RE: got caught up in fraud trouble—what happens next?

Totally agree, regular skimming is way more common. Here's my foolproof method for avoiding sketchy gas station pumps (learned the hard way, of course...

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RE: saving cash on insurance when you're young and broke

I totally feel you on the "spirited" driving thing... my insurance company probably thinks I'm auditioning for Fast & Furious. One thing that's he...

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