Rental reimbursement is one of those things that sounds great on paper, but in practice, a lot of people barely use it. I’ve handled plenty of claims ...
Couldn’t agree more. I’ve seen way too many folks get blindsided by the fine print—especially with those “renewal” rate hikes. The OEM parts thing is ...
I’ve seen the same thing with those pay-per-mile setups—people get so focused on tracking miles that they forget accidents can happen anytime, anywher...
That’s spot on, and it’s honestly a major headache. I’ve seen claims get denied just because the driver was technically “available” on the app, even i...
I’m nodding along to a lot of this. Montana’s gorgeous, but those roads are brutal on rentals—especially if you’re not used to dodging gravel or wildl...
Mileage caps are one of those things that sound great on paper—until you’re actually living with them. I get why they exist, though. From an insurance...
Honestly, I’ve seen folks regret bumping up their deductible just to save a few bucks. If you’re only shaving $10 off a month, one fender bender wipes...
Bundling insurance with USAA: worth it or just hype? That “system-generated” answer always rubs me the wrong way. It’s like, if I’m trusting a compan...
It’s wild how inconsistent the rules are between stores. I get why they want to limit risk—if everyone stacked every deal, they’d probably lose money ...
That’s the kicker for me too—the “unsealed road” exclusions are everywhere, and in Montana, good luck staying on pavement the whole trip. I’ve seen wa...
DON’T UNDERESTIMATE THE VALUE OF SERVICE I hear this all the time—“it’s just a nicer waiting room”—but honestly, that’s only half the story. Sure, so...
Title: What happens if your rideshare app is between trips and you get into an accident? That “between trips” window is honestly where most people ge...
Honestly, I’ve seen both sides of it. Sometimes walking in and talking face-to-face does help—especially if you’re dealing with a smaller agency where...
It does feel pretty random, but there’s usually more going on behind the scenes than most folks realize. Even a minor ticket can flag you as higher ri...
Couldn’t agree more about the towing distance—people really underestimate how fast you can burn through that 10-15 mile cap. I’ve seen folks get hit w...