sammechanic
sammechanic
@sammechanic
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Topics: 1 / Replies: 16
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RE: Shelter vs. State Farm for home insurance in Missouri—any strong opinions?

I hear you on the hoops—insurance companies always seem to have a knack for making things complicated when it comes time to pay out. I’ve got some str...

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RE: Saving a few bucks on insuring your vintage ride

I get where you’re coming from, but I don’t totally buy that it’s always a bad move to save a bit on insurance. Not every classic owner wants or needs...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

That’s a good point, but I’d argue the legal stuff can be even more stubborn than family gossip. You can patch things up with people—maybe not overnig...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

I totally get where you're coming from—shopping around online is a grind, but sometimes it’s the only way to keep rates reasonable. I still swear by m...

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RE: Confused about Illinois car insurance rules—anyone else?

I get what you’re saying about moving on if the agent can’t explain things, but honestly, I’ve found that even the “clear” companies sometimes gloss o...

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RE: is accident forgiveness really worth it in Ohio?

I get why accident forgiveness seems appealing, but honestly, I’m a bit skeptical. Insurance companies aren’t in the business of losing money—those “f...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? That’s a fair point about the dental and PT stuff—never thought of that angl...

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RE: Are those price-checker sites actually reliable?

Title: Are those price-checker sites actually reliable? That’s exactly it. I’ve poked around those sites out of curiosity (and maybe a little procr...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I hear you on the cameras—half the time, I feel like they’re just there to make the insurance companies happy. My ‘72 Chevelle’s been parked in three ...

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RE: Insurance paid way less than what it cost me to replace my roof

That's exactly the kind of hassle that makes me wonder why we even pay premiums sometimes. Glad you stuck to your guns and got an independent appraisa...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Man, that's rough. I've heard similar stories from friends who've tried smaller insurers—great until you actually need them. But honestly, it might've...

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RE: Insurance tips for my vintage ride needed

I get the appraisal logic, but honestly, aren't agreed-value policies simpler? Had one on my '72 Alfa and skipped the whole appraisal dance...never ha...

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RE: quick heads-up on Arkansas auto insurance basics

Yeah, comprehensive can definitely save your bacon in those freak scenarios. But I wonder if it's always worth it for everyone? Like, I've got a '68 M...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Yeah, that's exactly why I've been hesitant about those trackers. I mean, my classic Mustang isn't exactly built for gentle braking or coasting gracef...

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