Car insurance discussions and local services.
naturalist43
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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action
That’s exactly what tripped me up the first time I actually had to use UM coverage. I thought it’d be this magic safety net, but turns out there are all these weird limitations - like, if you have great health insurance,...
RE: stuck between Geico and Progressive in NY, thoughts?
Had a similar runaround with Progressive, actually. They tried to put me in a compact after my Sienna got sideswiped - three kids, camping gear, no chance. Did you find Geico more flexible once you pushed, or was it just...
RE: Confused about Illinois car insurance rules - anyone else?
That’s pretty much my approach too, though I’ll admit I’m not as diligent about updating the printed copy as I should be. I’ve always wondered - does anyone know if Illinois law actually requires the printed card to have...
RE: Finally figured out how car insurance works in no-fault states
I've wondered the same thing, but honestly, I'm a bit skeptical insurers would actually lower premiums just because you have a dashcam installed. From what I've seen, insurance companies usually base discounts on hard da...
RE: My insurance nightmare in Rhode Island traffic court
Good point about the dashcam overwriting - I've had similar issues. Ever checked if your dashcam actually timestamps footage correctly? Mine reset randomly once, and sorting through clips labeled "2015" in 2023 wasn't ex...
RE: how bad would insurance spike after a DUI in Idaho?
That's interesting... did your friend notice any big differences in coverage quality or customer service with the smaller insurer? Sometimes cheaper premiums come with trade-offs, so I'm curious how that worked out for h...
RE: Finally figured out how car insurance works in no-fault states
Honestly, I've wondered about this too. Last summer, my premium dropped slightly after a new grocery store opened nearby, but when they finally fixed the pothole-ridden road I drive daily... nothing changed. Makes me won...