Been there myself—couple speeding tickets and a minor accident, and suddenly I'm the insurance boogeyman. Farm Bureau got pretty picky with me; they d...

Yeah, you're probably right about the hassle, but some of us just learn the hard way. I've been labeled high-risk for a while now—got a couple speedin...

Ha, nailed it. Had mine for a while now and honestly, it doesn't exactly get easier—you just get better at ignoring the annoyance. Eventually, it's ju...

- Switched providers completely - Adjusted coverage/deductibles Did both recently. Had no choice really... my record isn't exactly spotless (couple s...