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RE: is accident forgiveness really worth it in Ohio?
Totally agree - Ohio weather is sneaky as heck. I've seen claims from folks who swore they'd never need accident forgiveness, then BAM... black ice or potholes strike again. Honestly, it's not even about driving skill so...
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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Totally agree with this. I've seen people pick super high deductibles to save a few bucks a month, then panic when something actually happens. On the flip side, I've also seen folks paying extra every month for years and...
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RE: hypothetical fender bender - who's your go-to insurer?
Local agents def help - seen plenty of mailbox mishaps myself, lol. But honestly, State Farm and Erie usually make my job easier. Quick responses, less runaround, and fewer headaches overall. Can't complain.
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