Car insurance discussions and local services.
kenneth_campbell
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RE: is accident forgiveness really worth it in Ohio?
Glad you're okay - that black ice around Akron can be sneaky. Accident forgiveness is definitely handy, but I'd also suggest keeping a winter emergency kit in your trunk... blankets, salt, flashlight. Saved me more than ...
RE: bumped someone's car lightly, no visible damage - should I report?
Had something similar happen last year - barely tapped a parked car, bumper looked spotless. Decided to leave my info anyway, and sure enough, the owner called later saying a sensor behind the bumper got knocked loose. M...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
That's exactly what I do too. When I was shopping around for my commuter sedan, the military discount looked great at first glance, but after comparing side-by-side, it only saved me like $20 every six months. Not nothin...
RE: lent my car to a friend, insurance got messy real quick
Yeah, lending your car can quickly turn into a headache. Insurance companies love their fine print and loopholes. I remember when my brother borrowed mine for just one weekend, and he got rear-ended at a stoplight - tota...
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
I used to feel the same way about PIP until a minor fender-bender turned into a real headache. At first, I thought it was just a sore neck, but after a couple days, the pain got worse and I ended up needing physical ther...
RE: is accident forgiveness really worth it in Ohio?
I used to wonder the same thing until I had a minor scrape backing out of a parking spot downtown last year. Nothing major, just a dented bumper, but my premium jumped about 20% and stayed there for three years. Afterwar...