gardening609
@gardening609
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RE: Saving cash just for driving less? Didn’t think it was real

I tried to estimate my miles just by memory, but I was way off. I thought I barely drove, but then I started jotting down trips for a couple weeks and...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Man, I’ve been digging into this exact thing since I’m about to get my first rideshare policy. The “periods” thing is so confusing—like, you’re covere...

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RE: Classic car insurance and the annual mileage cap—worth it?

I’ve been going back and forth on this mileage cap thing, honestly. My uncle’s got a ‘72 Chevelle and he’s always telling me not to stress about the c...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

I’m in the middle of buying my first car and just got insurance, so this is all new to me. I actually printed out the card and stuck it in my wallet, ...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

Honestly, I’ve been looking into these pay-per-mile options since I barely drive during the week, but I keep getting stuck on this same transparency i...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Never would’ve thought about duct taping the card inside the glovebox, but honestly, that’s kind of genius in its own way. I’m just getting my first p...

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RE: Why Is PIP Mandatory In Some States But Not Others?

That’s exactly what’s been tripping me up. I’m shopping for my first policy and the agent made PIP sound like a no-brainer, but then I looked at my wo...

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RE: Do you really need extra insurance for a rental in Montana?

I’ve been stressing about this exact thing since I’m renting for the first time in Montana this summer. The rental agent on the phone made it sound li...

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RE: Getting Time Off Approved For Family Needs: It Actually Worked!

Yeah, I totally get that “tax audit” vibe. I remember staring at the form thinking, “Did I really need to fill out my middle initial?” I actually call...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Yeah, I get what you're saying, but honestly, some of those videos felt so dated and unrealistic that I zoned out completely. Maybe it's just me, but ...

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RE: Insurance renewal hikes caught me off guard

Reading your experience makes me feel like I'm navigating a maze blindfolded, haha. I'm just about to buy my first insurance policy, and honestly, it'...

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RE: Insurance tips for my vintage ride needed

Yeah, mileage limits are definitely something to watch out for. I looked into vintage insurance for my dad's old Mustang, and another thing that caugh...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, hearing these stories makes me second-guess bundling. My cousin had Geico bundled roadside and ended up waiting almost two hours near JFK... kin...

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RE: how bad would insurance spike after a DUI in Idaho?

I get what you're saying about shopping around, but honestly, from what I've seen so far, smaller companies aren't always that flexible either. I'm ne...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Yikes, that's exactly the kind of story that makes me nervous. I'm shopping around for my first insurance policy right now, and honestly, the EV batte...

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