Car insurance discussions and local services.
culture_cheryl
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RE: Confused about Illinois car insurance rules - anyone else?
Yeah, sometimes insurers can make things way more complicated than they need to be. I get it - insurance jargon isn't exactly user-friendly. Usually, speeding tickets in Illinois stay on your record for about 4-5 years, ...
RE: bumped someone's car lightly, no visible damage - should I report?
Haha, yep, that's pretty much spot-on. Honestly though, most insurers won't ding you for just reporting something minor without filing a claim. It's when claims start stacking up that premiums get dicey...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Haha, Chipotle analogy is spot-on! Insurance can definitely feel like that at first glance. You're right though, rental coverage isn't always standard, and neither is comprehensive coverage - which would've helped with t...
RE: insurance denied my claim - what would you do?
You're definitely onto something there. I've seen this happen a lot - people file small claims thinking they're getting their money's worth, but then they get hit with higher premiums later on. Insurance is really meant ...
RE: Union perks just saved me a bundle on car insurance
Glad you found a better deal through your union - honestly, people overlook those perks way too often. And yeah, roadside assistance can be hit or miss...seen plenty of clients stuck waiting hours. Good call checking the...