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RE: lent my car to a friend, insurance got messy real quick
Mileage-based can be good, but honestly, the peace of mind from full coverage is worth a few extra bucks to me. Had a buddy borrow mine once and got rear-ended - sorting that mess was a nightmare. Lesson learned the hard...
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RE: Confused about insurance rules in South Dakota - help me figure this out
I get where you're coming from, but honestly, I'd be cautious assuming smaller local companies always have clearer policies. Had a similar situation with our family car - nothing vintage, just a Subaru - but added some s...