- Had an “agreed value” policy on my M5 for three years. When a hailstorm trashed the roof, the payout process was... not exactly a breeze. They *did*...
- Gotta admit, I’ve always gone for the luxury brands—mostly for the tech and comfort, but also because I like how they look. Here’s the thing though:...
- Been there with the rate hikes—my insurance guy practically laughed when I asked about bundling my kid after his first fender bender. - If you dri...
- I get the appeal of bundling, but honestly, I’ve had better luck splitting coverage. My last claim with a “luxury” insurer was way smoother than whe...
- Had a similar headache with State Farm’s app after a minor scrape in a parking lot—froze up right when I needed it most. - Ended up calling, which...
- Had a similar experience with my last claim—dealer-installed upgrades basically ignored, even with receipts. - Insurance adjuster told me they onl...
Totally get where you’re coming from. Here’s my two cents after a few years of juggling coverage for my car: - I’ve found the local agents (not the b...
Not sure I totally buy that more paperwork = fewer problems. Here’s my take: - I’ve had claims delayed not because I missed something, but because th...
- Had a weird run-in last year with this exact thing. Got pulled over outside Rapid City, showed my insurance on my phone (just a PDF, not the app), a...
- Had a similar run-in last year—brought my M5 to a local show, figured my collector policy had me covered. - Turns out, “displayed for public viewi...
Yeah, insurance payouts can be a real eye-opener. Here’s what I’ve learned after a couple of “learning experiences”: - Even with a luxury car, the pa...
- Couldn’t agree more on the “rusty gate” thing. I’ve seen some of these so-called secure lots and, honestly, half the time it’s just a chain link fen...
I get the whole “overprepare” thing, but honestly, sometimes it just feels like we’re doing their job for them. I’ve had my share of parking lot misha...
- Had a similar realization when I got my Audi last year. Always figured comprehensive would be a rip-off, especially on pricier cars. - But then my b...
- Had a similar experience when I moved from downtown LA to Pasadena. - Premium dropped noticeably, even though my driving habits didn't change at all...