Car insurance discussions and local services.
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RE: anyone else feel like AAA insurance isn't what it used to be?
Had a similar experience myself, but it wasn't even about resources or availability. I was literally parked in a shopping center parking lot, tow trucks practically cruising by every few minutes, and still waited over an...
RE: how bad would insurance spike after a DUI in Idaho?
Yeah, insurers definitely don't mess around with DUIs. My cousin went through this in Boise - his premiums shot up overnight. But honestly, after a couple years of careful driving and shopping around, it got way more man...
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
Yeah, honestly, insurers can be pretty unpredictable with stuff like this. From what I've seen, PIP claims shouldn't automatically hike your premiums - especially if you're not at fault. But to be safe, always double-che...
RE: Tried temporary insurance coverage - worth it or waste of money?
I see where you're coming from, but here's my take: temporary insurance might save you money short-term, but it can also give a false sense of security. Think about it step-by-step - if you're already high-risk, wouldn't...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
I get your point, but personally, I'd argue that a lower deductible isn't always the best move. Sure, it can save headaches for minor stuff, but if you're a careful driver with a solid emergency fund, carrying a higher d...
RE: Car insurance in Mississippi - does location or driving record matter more?
Yeah, I've wondered about that too. Honestly, insurance companies aren't exactly transparent about how they calculate risk. From what I've noticed, sportier cars or those with a reputation for speed definitely seem to tr...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, that's exactly my concern too. I've had AAA for years, and honestly, their response times have gotten pretty hit-or-miss lately. Last winter, I got stuck in a snowstorm around midnight, and it took them almost two ...
RE: got caught up in fraud trouble - what happens next?
Had a similar issue last summer - my credit card got flagged after filling gas in two different states within a few hours. Called the bank immediately, and after verifying some recent transactions, they lifted the hold w...
RE: keeping your vintage ride running smooth on long trips
I've actually had coolant save my butt once or twice. Water can work temporarily, sure, but older engines - especially aluminum ones - can be pretty sensitive to overheating and corrosion. If you're tight on space, here'...
RE: finally found an insurance company in CA that doesn't drive me nuts
It might be less about luxury vs non-luxury and more about the specific coverage you picked. I mean, some insurers offer roadside assistance or tire protection as optional add-ons, so if you opted in for those, you're pr...
RE: How Much Car Insurance Coverage Do You Really Need?
I struggled with this too for a while. Here's what I did: first, I checked what my state minimums were - those are usually way too low imo. Then I looked at my actual assets and figured out how much I could realistically...