Car insurance discussions and local services.
adampoet
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Topics and replies this member has contributed.
RE: is accident forgiveness really worth it in Ohio?
Couldn't agree more. As someone who's unfortunately had my fair share of close calls (and a couple not-so-close ones...), I can say that accident forgiveness has genuinely saved me from some serious financial headaches. ...
RE: Just saved a chunk of cash on car insurance after defensive driving course
I've been curious about those defensive driving courses myself. I always assumed they'd be mostly common sense, but after talking to a few friends who've done them, it seems there's actually some valuable stuff in there....
RE: bumped someone's car lightly, no visible damage - should I report?
Yeah, I totally get that. Had a similar experience myself - reported a minor bump thinking it was the responsible thing to do, and my premiums shot up significantly. Makes me wonder how insurers assess risk exactly... se...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, that's a solid point about comprehensive coverage. I've always assumed it'd be prohibitively expensive given my driving record, but maybe that's just me jumping to conclusions. A buddy of mine had an older Accord -...
RE: lent my car to a friend, insurance got messy real quick
I've wondered about this myself - especially since my driving record isn't exactly spotless, so I try to read the fine print carefully these days. From what I've seen, insurance companies don't actively track your mileag...
RE: Car Insurance in Delaware - Any Hidden Gems or Hacks?
Interesting point - I took the class hoping to lower my premiums (didn't really help much), but I admit, it did make me reconsider my usual habit of tailgating... especially after nearly rear-ending someone downtown last...
RE: how bad would insurance spike after a DUI in Idaho?
I've noticed something similar, actually. A couple years ago, a friend of mine had a DUI here in Idaho and initially switched to one of those smaller insurance companies to keep the spike manageable. At first, he was pre...
RE: my car met a deer...and my wallet's crying
Insurance definitions always seem a bit arbitrary to me. Had a similar deer incident last year - my insurer classified it under comprehensive, not collision, even though I was clearly driving. Still puzzles me how they d...