Title: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I’m actually in the middle of buying my first policy and it’s honestly overwhelming. I tried reading the whole thing, but the legal jargon just made my brain melt after a couple pages. I always thought “full coverage” meant, like, everything was covered no matter what. Turns out, nope—there’s all these random gaps. I had to Google what uninsured motorist even meant. Now I’m double-checking every little section, just in case… but it’s a lot.
Honestly, I get where you’re coming from, but I’m not sure “full coverage” is ever what people think it is. I’ve seen clients shocked when something isn’t covered—like, hail damage or a hit-and-run. The fine print really matters, even if it’s a slog. Nebraska’s uninsured motorist thing actually saved my neighbor once... someone sideswiped her and just vanished. She was annoyed at first about paying for that part of the policy, but after that accident? Total lifesaver. Still, I wish these policies were written in plain English.